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The day in 7 cards

China splits, stocks crush homes, junk hits 18%, hackers test with ₹1. AI profits? Still buffering. Tap a card to see it full size, or a headline for the whole story.

  1. Explainer: S&P 500 returned 7.57% a year after tax, 1985-2025, vs 6.22% for Seattle homes and 2.36% for Illinois.01Bigger house or index fund?
  2. Explainer: China's real unemployment estimated at 10.2% vs official 5%; 53m work in delivery and ride-hailing while its tech sector soars.02China's economy, shaped like a K
  3. Explainer: CERT-In says attackers probe bank payment APIs with ₹1 test transfers; new rules require 180-day logs and 6-hour incident reporting.03Hackers test bank pipes with ₹1
  4. Explainer: US CCC-and-below bond yields hit 18.17% on 23 October 2026, up from about 12.5% in January, while BB spreads stay near 2 points.04Junk bonds crack at the bottom
  5. Explainer: 88% of US firms vs 26% in Japan use AI; only 39% of US firms see EBIT impact, while Toyota workers built 10,000 AI models.05US goes wide, Japan goes deep
  6. Explainer: 40% of Americans expect AI to hurt society vs 16% help (Pew); 49% use chatbots; the debate is whether AI spreads or concentrates wealth.06Will AI spread wealth or hoard it?
  7. Explainer: Europe trails in 7 of 8 critical technologies; AI capex is forecast near $8tn over five years; Britain urged to bet on space, quantum and life sciences.07Europe thinks it has time. It doesn't

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